Trust isn’t spoken,
it’s shown.

Bundo can’t guarantee that a loan gets repaid — nobody can promise you that. What Bundo gives you is everything around it: a clear written agreement that both people accept before any money moves, a record of every payment made and missed, automatic reminders so you never have to chase a friend, and documents you can use later if you ever need them. You decide who you lend to, how much, and on what schedule.

You both get a reminder before each payment is due — that alone solves most missed payments. If a payment is missed, it’s recorded on the loan and both of you see it. If it keeps happening, you can download the full record: the agreement you signed and every payment on it. That record is yours to use however you need. Bundo doesn’t repay you, and Bundo doesn’t chase the borrower for you. You can also agree on a new schedule together at any time — often that ends better than anything else.

Yes. The minimum is $100 and the maximum is $20,000. Below $100, a written agreement is usually more trouble than the money is worth. We cap it at $20,000 because that’s the limit for small claims court in Utah — so every loan on Bundo stays inside a process you could actually use yourself if you had to.

The shortest term is 7 days. The longest is 20 years. That range is deliberate. Bundo should work for $100 you’ll pay back next week, and it should work for family helping with something big — a car, a down payment, school — repaid over years. In between, the schedule is yours: one single repayment on one date, or weekly, every two weeks, or monthly. If circumstances change, you can both agree to a new schedule and Bundo records it.

Bundo is not a lender and not a bank. We don’t lend the money, and we’re not a party to your agreement — the loan is between you and the person you know. Bundo’s job is to record the terms you both agree to, keep the schedule, send the reminders, and keep a complete record for both of you. The optional thank-you tip goes to the lender, not to Bundo.